Specialized life insurance search

2+ day, 12+ hour ago (293+ words) The most popular form of private pension provision in Germany will offer stable interest rates next year. Allianz, Germany's largest life insurer, is leaving the total interest rate on its policies unchanged for the coming year at 3.5% for traditional policies and 3.8% for newer policies with reduced guarantees. "We are maintaining our overall interest rate at a high level," Volker Priebe, member of the board of Allianz Leben, said on Monday. "This is a sign of stability in a challenging environment." With 10.7 million customers and 14 million policies, the Munich-based DAX-listed company is the German market leader in life insurance. Although German industry has been caught in a prolonged crisis for several years, the financial sector has benefited from the end of the years-long zero interest rate phase over the past two years. The total interest rate on life insurance policies consists…...

2+ day, 12+ hour ago (343+ words) Monday, 01 Dec 2025 (From left) Allianz Life Insurance Malaysia chief sales officer Raymond Cheah, Allianz Malaysia Bhd chief market management officer Amy Loke, Astro TV host and news anchor Siow Hui Mei and Allianz Life Insurance Malaysia chief product officer Ooi Haw Yun during the official launch of AssuredLove. ALLIANZ Life Insurance Malaysia Bhd has officially announced the rollout of its latest protection innovation, AssuredLove. Thoughtfully tailored with care for Malaysians through every stage of life, the policy was curated with a vision that extends beyond a lifetime. It offers staggered death benefits with interest valuation over subsequent instalments and zero activation cost. Built on the belief that "moments may pass, but your love lives on, the plan aims to empower Malaysians with greater flexibility, peace of mind and value in their legacy planning by streamlining the complicated and lengthy estate…...

2+ day, 13+ hour ago (1012+ words) The recent goods and services tax (GST) exemption on life insurance premiums has reshaped the industry's cost structure, delivering immediate relief to customers but placing a financial burden on insurers. Aditya Birla Sun Life Insurance Kamlesh Rao managing director and chief executive officer says the move has made policies significantly cheaper yet the removal of input tax credit has created a hit to margins. In an interview to Moneycontrol, Rao explains the impact of GST on insurers , the proposed 100 percent FDI and what Bima Sugam could mean for competition and customer experience. Edited excerpts of the interview: The GST exemption on life insurance premiums is a major shift. How has the industry absorbed this change?" GST was made exempt for policyholders, reinsurance GST was also exempted but GST on agency services, which form the backbone of life insurance distribution, was…...

2+ day, 23+ hour ago (339+ words) Published 11:37 am Sunday, November 30, 2025 Recently, you wrote an article explaining hospice. Please let Toni Says Medicare column readers know that there are other ways hospice comforts the caregiver when a loved one passes. My mother's hospice case manager and also her social worker made sure that I knew exactly what to do for her final needs when she finally peacefully passed away. I have turned 65, am retired with high blood pressure and do not have a life insurance policy for my end-of-life issues. I do not want my adult kids to experience what I did when my mother passed away. Please explain which life policy I should consider. Thanks, Toni, looking forward to your answer." "Eva from Boston, Mass. I would be honored to help you explore your life insurance options after what you have experienced with your mother. Many…...

4+ day, 2+ hour ago (566+ words) 39 Bangladeshis deported from US arrive in Dhaka Khaleda Zia's condition 'very critical': Fakhrul Tarique says return not entirely within his control as Khaleda critically ill BNP leaders gather at Evercare to enquire on Khaleda Buying life insurance in Bangladesh often feels less like financial planning and more like an obligation'something you buy because a relative is an agent or because you need a tax rebate. But this casual approach often leads to policies that drain your wallet without protecting your family. Step 1: Start Young The most common mistake people make is procrastination. In your 20s, you feel invincible. In your 30s, you have other expenses. By your 40s, when you finally feel the "need," the premiums have skyrocketed. Lock in a policy as soon as you start earning. Premiums are calculated based on age and health. A policy bought at age 25 can cost…...

5+ day, 11+ hour ago (33+ words) NASCAR star Kyle Busch and his wife, Samantha, recently said they lost more than $8 million after buying a life insurance policy that they claim was pitched as a "tax-free retirement plan." ......

1+ week, 15+ hour ago (673+ words) Digital Insurance contacted insurance professionals to comment on life insurance trends for 2026." Responses have been lightly edited for clarity. As we look ahead to 2026, the life insurance industry stands at a crossroads as it balances innovation in underwriting and product design with a growing need for consumer transparency. While the fundamentals of insurance protection remain the same, how we deliver it is changing rapidly. To ensure growth, insurers must go beyond simple product education and create emotional connections that demonstrate the value of protection. Similarly, established carriers with strong distribution networks, trusted brands like Mutual of Omaha, and digital strategies will remain well positioned to navigate this environment. In short, 2026 will be a year of progress, introspection, and accountability to move life insurance forward. Life insurance is expected to evolve as insurers leverage technology and data analytics to better assess…...

1+ week, 3+ day ago (661+ words) THE United Nations" Sustainable Development Goals (SDGs) may seem like a distant term and idealistic to some, but Kimani Graham is proving that real change can begin right at home and in the most unexpected places. Adopted by the UN in 2015, the SDGs are a proposal to end poverty, protect the planet, and promote peace and prosperity by 2030. The 17 interconnected goals emphasise inclusive progress, balancing social, economic, and environmental sustainability. They aim to uplift those furthest behind and eliminate poverty, hunger, AIDS, and gender discrimination. "Very few people make the connection between life insurance and poverty reduction," Graham explained. "But when I thought about it, I realised both insurance and sustainable development are things I care deeply about. So I asked myself, "How can I tie them together?" As a sales support supervisor at JN Life Insurance, Graham has not…...

1+ week, 4+ day ago (1211+ words) Best Auto Refinance Lenders Best Auto Purchase Loans Corebridge stands out for its low term life insurance premiums, but it also has higher-than-average complaints Insurance Staff Writer, WSJ | Buy Side Insurance Deputy Editor, Buy Side Jennifer Lobb is a staff editor at Buy Side and an expert on auto, home and life insurance. Updated November 21, 2025, 4:04 PM EST Corebridge has some of the lowest term life insurance rates for all ages and term lengths in our analysis of life insurance companies. Its rates are especially competitive if you're a smoker. Corebridge offers a variety of term lengths to help best match your insurance needs'including terms for any length from 15 to 30 years (not just every five or 10 years), plus 10-year and 35-year level terms. There's a generous conversion period, letting you convert term life to permanent life insurance any time during the…...

1+ week, 5+ day ago (1826+ words) Best Auto Refinance Lenders Best Auto Purchase Loans The top life insurance companies for older buyers based on our extensive analysis of coverage and costs Insurance Senior Editor, Buy Side Insurance Staff Writer, WSJ | Buy Side Insurance Deputy Editor, Buy Side Jennifer Lobb is a staff editor at Buy Side and an expert on auto, home and life insurance. Updated November 21, 2025, 9:23 AM EST If you're buying life insurance at age 60 or older, you'll usually pay much higher premiums than younger buyers, and your coverage options might be limited. We analyzed 14 large life insurance companies based on their term life rates for buyers ages 60 and 70, complaint levels and other metrics that are important to older insurance buyers to find the best life insurance companies for seniors. Not as competitive when it comes to term life insurance rates for seniors Seniors interested…...