2+ week, 6+ day ago (520+ words) As artificial intelligence is integrated into all aspects of the insurance industry, the life insurance space is one area where it is changing the underwriting process. Digital Insurance reached out to several industry experts to learn more about how AI is being used to improve the life insurance process for customers. Applying AI to different policies The integration of AI can provide unintended exposures of information to the technology and highlights the importance of protecting client data, but proper processes can help minimize the risk. He contends that some aspects of information protection can be handled through contractual verbiage in agreements. "If you're handling any personally identifiable information (PII) or HIPAA-regulated data, the right contractual terms will put the necessary privacy safeguards in place, ensuring access controls and security as you would with any other kind of sensitive data." Because…...

4+ day, 15+ hour ago (673+ words) Digital Insurance contacted insurance professionals to comment on life insurance trends for 2026." Responses have been lightly edited for clarity. As we look ahead to 2026, the life insurance industry stands at a crossroads as it balances innovation in underwriting and product design with a growing need for consumer transparency. While the fundamentals of insurance protection remain the same, how we deliver it is changing rapidly. To ensure growth, insurers must go beyond simple product education and create emotional connections that demonstrate the value of protection. Similarly, established carriers with strong distribution networks, trusted brands like Mutual of Omaha, and digital strategies will remain well positioned to navigate this environment. In short, 2026 will be a year of progress, introspection, and accountability to move life insurance forward. Life insurance is expected to evolve as insurers leverage technology and data analytics to better assess…...