1+ day, 18+ hour ago  (600+ words) Friction is the enemy of the life insurance sale. Traditional life insurance underwriting, usually accompanied by a 30- to 60-day slog to obtain medical records and attending physician statements, creates a "risk window" where life events (no pun intended) can get…...

1+ week, 2+ day ago  (849+ words) I appreciate Michael's willingness to defend his platform, but his argument overlooks a hard structural and mathematical reality. The widespread failure of these plans is not an execution problem caused by a few bad actors " it is the natural and…...

2+ week, 6+ day ago  (680+ words) The life settlement market is often described as niche, but recent five-year data from the Life Insurance Settlement Association tells an interesting story. Since 2021, more than $20 billion in life insurance policy value has changed hands through the secondary market, with…...

1+ mon, 1+ day ago  (261+ words) OMAHA, May 21, 2026 --- Woodmen Life today introduced its new final expense whole life insurance offering, which is designed to cover end-of-life costs such as funeral or burial expenses, medical costs, and other unexpected bills, easing the burden on families during their…...

1+ mon, 1+ week ago  (235+ words) ALIRT Insurance Research's latest industry report, Life Insurance Industry in Transition: 20222026, examines the strategic, financial, and regulatory developments reshaping the U. S. life insurance and annuity sector over the past four and a half years. HARTFORD, Conn. , May 12, 2026 /PRNewswire/ -- ALIRT's latest white…...

1+ mon, 3+ week ago  (414+ words) Life insurance has existed in the U. S. for generations, but the dynamics around purchasing it are changing. Economic uncertainty, shifting demographics, industry innovation and evolving consumer expectations are reshaping how people think about financial security and protection. As the U. S. approaches its…...

2+ mon, 1+ week ago  (351+ words) This has been driven by newer entrants that have been assigned lower ratings, as well as established life/annuity companies that have been downgraded," said Erik Miller, senior director, AM Best. Several factors have contributed to a diminished balance sheet…...

2+ mon, 2+ week ago  (237+ words) When including age bands comparing Q1-2026 to Q1-2025, ages 0-29 saw declines for amounts from $1 up to but not including $100 K, flat activity for amounts from $100 K up to but not including $250 K, and growth for amounts $250 K and over, in the double…...

2+ mon, 2+ week ago  (650+ words) According to S&P Global Market Intelligence, the life insurance industry experienced a 4. 3% increase in total direct premiums and considerations in 2025, reaching a record high of $1. 09 trillion. Those numbers are striking when compared to the 14. 6% rise in 2024, which was the…...

3+ mon, 3+ day ago  (567+ words) WINDSOR, Conn. " Total new annualized premium exceeded $17. 5 billion in 2025, up 10% year over year, according to LIMRA's individual life insurance sales survey. Individual life insurance new premium has set records for four of the past five years, including 2025. The number of…...