News
Buy Canara HSBC Life Insurance; target of Rs 180: Motilal Oswal
1+ day, 1+ hour ago (112+ words) Buy Canara HSBC Life Insurance; target of Rs 180: Motilal Oswal'Moneycontrol Motilal Oswals research report on Canara HSBC Life InsuranceCanara HSBC Life Insurance (CANHLIFE) witnessed 37% YoY growth, with APE crossing the INR10b mark in 3QFY26 For 9MFY26, APE grew 22% YoY to ~INR21b VNB at INR2b grew…...
GST exemption boosts life insurance sales 21% in Oct-Nov 2025, margins face ITC hit
3+ week, 1+ day ago (417+ words) India's private life insurers saw a 21 percent year-on-year growth in October'November 2025 volumes after the goods and services tax (GST) exemption revived demand. However, the non-availability of Input Tax Credit (ITC) will cause insurers 200-300 bps on FY26E VNB (Value of New Business)…...
GST relief a welcome move but higher costs may shrink margins, says Aditya Birla Sun Life Insurance CEO
1+ mon, 4+ week ago (1012+ words) The recent goods and services tax (GST) exemption on life insurance premiums has reshaped the industry's cost structure, delivering immediate relief to customers but placing a financial burden on insurers. Aditya Birla Sun Life Insurance Kamlesh Rao managing director and…...
Do you have enough life insurance cover to protect your financial goals?
3+ mon, 1+ week ago (403+ words) Life insurance isn't just about buying a policy and forgetting it. The real question is whether the cover you've chosen is enough to protect your family's financial future. Too little cover, and your dependents could still struggle even after a…...
Life insurance vs health insurance: what’s the real difference?
3+ mon, 1+ week ago (222+ words) Insurance can be confusing because policies sound similar but serve very different purposes. Life insurance and health insurance are two of the most important covers you can buy, yet many people mix them up or think one is enough. In…...
Term vs traditional life insurance: what’s the real difference?
3+ mon, 1+ week ago (346+ words) Life insurance can feel confusing because there are so many products in the market. At its core, though, most policies fall into two big categories: term insurance and traditional life insurance (like endowment or money-back plans). Knowing the difference helps…...
How to calculate the right life insurance cover for your family’s needs
3+ mon, 2+ week ago (519+ words) When buying life insurance, most people pick a number that feels big enough without really crunching the math. But under-insuring can leave your family struggling, while over-insuring means paying higher premiums than necessary. The goal is to strike a balance:…...
Is term life insurance still the cheapest way to protect your family?
3+ mon, 2+ week ago (365+ words) For years, financial planners have said that if you want to protect your family's future, a term life insurance plan is the simplest and most affordable option. You pay a fixed premium every year, and if something happens to you,…...
Claims paid ratio: Why life insurance policyholders should be aware of this crucial metric
6+ mon, 6+ day ago (705+ words) In times of uncertainty and chaos, life insurance is more than just a financial product; it's a promise of trust. As the insurance industry grows, the claims paid ratio (CPR) stands out as a crucial measure for anyone buying a…...
Q1 FY26 life insurance preview: Product mix reset, digital shift among key trends to watch
6+ mon, 2+ week ago (838+ words) Life insurance companies are set to post their first-quarter results amid structural reforms such as the Insurance Regulator and Development Authority of India's (IRDAI) push for universal coverage by 2047, regulatory nudges on composite licensing, an increase in the foreign direct…...