1+ week, 1+ day ago (1211+ words) Best Auto Refinance Lenders Best Auto Purchase Loans Corebridge stands out for its low term life insurance premiums, but it also has higher-than-average complaints Insurance Staff Writer, WSJ | Buy Side Insurance Deputy Editor, Buy Side Jennifer Lobb is a staff editor at Buy Side and an expert on auto, home and life insurance. Updated November 21, 2025, 4:04 PM EST Corebridge has some of the lowest term life insurance rates for all ages and term lengths in our analysis of life insurance companies. Its rates are especially competitive if you're a smoker. Corebridge offers a variety of term lengths to help best match your insurance needs'including terms for any length from 15 to 30 years (not just every five or 10 years), plus 10-year and 35-year level terms. There's a generous conversion period, letting you convert term life to permanent life insurance any time during the…...

1+ week, 2+ day ago (1826+ words) Best Auto Refinance Lenders Best Auto Purchase Loans The top life insurance companies for older buyers based on our extensive analysis of coverage and costs Insurance Senior Editor, Buy Side Insurance Staff Writer, WSJ | Buy Side Insurance Deputy Editor, Buy Side Jennifer Lobb is a staff editor at Buy Side and an expert on auto, home and life insurance. Updated November 21, 2025, 9:23 AM EST If you're buying life insurance at age 60 or older, you'll usually pay much higher premiums than younger buyers, and your coverage options might be limited. We analyzed 14 large life insurance companies based on their term life rates for buyers ages 60 and 70, complaint levels and other metrics that are important to older insurance buyers to find the best life insurance companies for seniors. Not as competitive when it comes to term life insurance rates for seniors Seniors interested…...

2+ week, 2+ day ago (167+ words) Speak to a licensed insurance agent SelectQuote will help you find term life insurance that's affordable and easy. Answer a few quick questions to compare rates from highly rated insurance carriers in minutes. SelectQuote's licensed insurance agents provide honest, no pressure support to help you understand your options and select the right policy for your budget. SelectQuote will manage the application process for you, making it easy to secure your coverage and protect your loved ones. In as little as 15 minutes, you can get quotes from many of the nation's most highly rated insurance carriers in one place." Rated "Excellent" on TrustPilot with over 10,000 reviews. $500,000 in coverage for as little as $27/month. In the last 40 years, Select Quote has helped over 2 million customers secure more than $700 billion in coverage. You may be eligible for up to $5 million in same-day coverage…...

2+ week, 2+ day ago (1171+ words) Best Auto Refinance Lenders Best Auto Purchase Loans Top-rated term life insurance companies based on cost, no-exam options and more Insurance Senior Editor, Buy Side Insurance Deputy Editor, Buy Side Jennifer Lobb is a staff editor at Buy Side and an expert on auto, home and life insurance. Updated November 14, 2025, 9:00 AM EST Term life insurance is a great option for families looking for the most affordable coverage. We examined 19 sellers of term life insurance to identify the best options based on cost, conversion rules, complaints and no-exam applications. Legal & General America's OPTerm policy, sold through its subsidiary Banner Life, can fit the needs of families looking for inexpensive coverage, thanks to its very low average rates. We also like its exceptionally long 35- and 40-year level term options, so young families can lock in low rates for an extended period of…...

1+ week, 2+ day ago (1058+ words) Best Auto Refinance Lenders Best Auto Purchase Loans Smokers pay much more for life insurance than nonsmokers, but the definition of a "smoker" can vary by company Insurance Staff Writer, WSJ | Buy Side Staff Deputy Editor, Buy Side Les Masterson is a staff Deputy Insurance Editor at Buy Side and has over 10 years of insurance experience. Updated November 21, 2025, 2:42 PM EST Smokers pay more for life insurance, but smokers" rates and the definition of a "smoker" vary by company. It"s important to know the rules and how you can get a better deal if you shop around or stop smoking. You can generally buy life insurance if you smoke or use other tobacco products, depending on your health and other risk factors. But you"ll pay a lot more than nonsmokers of the same age and health status." A smoker…...

2+ week, 4+ day ago (1558+ words) Best Auto Refinance Lenders Best Auto Purchase Loans We examined no-exam coverage caps, costs and complaints Insurance Senior Editor, Buy Side Insurance Deputy Editor, Buy Side Jennifer Lobb is a staff editor at Buy Side and an expert on auto, home and life insurance. Updated November 12, 2025, 3:32 PM EST No-exam life insurance options have expanded greatly in the last several years. For life insurance buyers who are healthy and looking for a no-hassle application process, the companies below are top options, based on our analysis. Up to $3 million available with no exam Symetra's very low rates make it worth consideration by term life insurance shoppers. Plus, instant approval is available to some applicants." Symetra's system will send your application through the least invasive method possible based on your age, health and nonmedical factors, such as your driving record. Potential paths include…...

3+ week, 5+ day ago (837+ words) Best Auto Refinance Lenders Best Auto Purchase Loans A $1 million policy might be more affordable than you think Insurance Writer, Buy Side Insurance Senior Editor, Buy Side Amy Danise is the staff Senior Insurance Editor for Buy Side. She has helped consumers understand insurance for more than two decades. Updated November 4, 2025, 1:17 PM EST A million-dollar life insurance policy might sound like a lot of coverage. But with the median U.S. household income at $83,730, according to the latest Census Bureau estimate, it's probably something many families should consider. Data from life insurance research firm Limra has shown that some people, especially young adults, overestimate the cost of life insurance. But a $1 million policy might be more affordable than you think. Men typically pay more than women for the same life insurance coverage because males have a shorter lifespan, often perform more hazardous…...

3+ week, 6+ day ago (551+ words) By Stacey L. Bradford LIFE INSURANCE COMES IN three flavors. Term insurance offers plain-vanilla protection at a low cost. Then there's whole life, which has a savings component. A third type, the return of premium, is essentially a hybrid of the first two. Here at SmartMoney.com, we generally recommend term life, as its low premiums allow consumers to get maximum coverage at little cost. (They can then invest on their own the savings they'll reap by forgoing pricier options.) But don't just take our word for it. Before you head to an insurance broker's office, you should be familiar with the pros and cons of each policy type. Insurance agents are notorious for their heavy-handed sales tactics. Arming yourself with some knowledge ahead of time is the best way to make sure you wind up with the policy that's right…...