News
From marathons to mountaineering: Ranking which sports and hobbies affect life insurance the most
1+ week, 10+ hour ago (1735+ words) Extreme sports and high-risk hobbies can double your life insurance premium or result in a denial " but specialty insurers, independent brokers, and strategic timing can make affordable coverage possible even for the highest-risk activities. You could be the healthiest person…...
Insurance industry steady going in 2026: A positive outlook for life and nonlife
3+ week, 1+ day ago (726+ words) The global insurance industry is currently operating at a trillion-dollar scale, with the 2025 market valued at $8. 33 trillion and projected to climb past $11. 6 trillion by 2030. In the U. S. alone, the market stood at $2. 27 trillion in 2025, with forecasts pointing toward nearly $4. 95 trillion by…...
The protection gap: Why 54 million women don't have enough, or any, life insurance coverage
2+ week, 5+ day ago (446+ words) It's no secret that women are continuing to make great strides from an economic and financial standpoint. Women made up over half of the labor force (57%) in 2025, and according to Mc Kinsey, they controlled over a third of total U. S. assets…...
Clark Howard to Minnesota Couple: Your $400 K Life Insurance Policy Type Is the Real Problem
3+ week, 2+ day ago (417+ words) Life insurance is primarily an income replacement tool, not a debt payoff mechanism. A healthy 42-year-old can secure a 20-year level term policy for several hundred dollars per year, making the switch from annual renewable term insurance far cheaper long-term…...
Millennials are the most underinsured generation in the US, new life insurance data shows
3+ week, 4+ day ago (755+ words) Why are Millennials so much likely to be underinsured " and what can carriers do to help close this gap? Data reveals that there's an underinsurance crisis that's being felt by millions of Millennials just as they're making major life decisions…...
Tess Holliday Says Weighing Over 300 Lbs Makes Her Ineligible for Life Insurance: "The System Is Broken
1+ mon, 1+ week ago (529+ words) Tess Holliday is detailing her experience trying to obtain life insurance. "I'm sorry, yes. I did think that I could get life insurance as a 40-year-old, non-smoking, non-drinking, non-health-issue-having human," Holliday shared in a video via Tik Tok on Thursday,…...
Valentine's Day confessions: Couples don't always share their life insurance beneficiary
2+ mon, 15+ hour ago (544+ words) It's clear that the consequences of keeping beneficiaries a secret are too great to ignore. When partners are left in the dark about beneficiaries, claim delays, payout discrepancies, and an uncertain financial future may be at stake. So why does…...
Washington woman's mom is set to pay $600 K a year for life insurance policy she thinks is 'overkill.' Why Ramsey Show hosts say it may be 'worth it"
1+ mon, 1+ week ago (1040+ words) A Washington woman named Sarah recently called into The Ramsey Show because she worries her mother's financial advisors could be swindling her (1). Her mother holds a $60 million estate, and her advisors recommended she add a $300, 000 annual life insurance policy to…...
Here are the 3 kinds of people who need life insurance
1+ mon, 3+ week ago (777+ words) Is that'a bad thing?'Maybe so. The insurance industry, of course, would like to see more Americans buy life insurance. But many financial advisers also recommend life insurance for their clients, for a host of reasons. "For the most part,…...
What happens if you outlive your term life insurance policy? 4 key paths
3+ mon, 2+ week ago (31+ words) Most term life policies don't pay out " and that's a good thing. Here's what to consider as your coverage ends and whether it's time to replace it....