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News
From loss to security: Supporting widowed clients with life insurance
3+ hour, 47+ min ago (635+ words) The loss of a spouse can quickly shake a client’s emotional and financial foundation. That’s why a life insurance conversation is so important. It can help a widowed client determine whether they have the financial protection they deserve after their…...
The silver economy ushers in a new era of life insurance growth
1+ week, 3+ day ago (531+ words) Every seven seconds, an American turns 65. Increasingly, these 65-year-olds are reaching that milestone with more wealth, more years ahead, and fewer guarantees than any generation before them. This generation is larger, living longer and retiring wealthier than any before it....
Q2 life insurance sales surge; policies sold hit quarterly record
11+ mon, 1+ week ago (698+ words) Total new annualized premium increased 13% to $4.5 billion in the second quarter, according to LIMRA’s retail life insurance sales survey results, which represent 80% of the U.S. market. Northwestern Mutual led the way with $572 million in new annualized premium in the quarter,…...
Delaware Life Launches a New Bonus Fixed Index Annuity Built for Growth, Protection, and Flexibility
3+ week, 2+ day ago (382+ words) TrackGuard+ pairs a 21–26% premium bonus with up to 28% penalty-free liquidity, so clients don't have to choose between growth and access ZIONSVILLE, Ind.--(BUSINESS WIRE)-- Delaware Life Insurance Company, a leading provider of innovative and customizable financial solutions, today launched TrackGuard…...
LIMRA predicts strong life and annuity sales for the rest of 2026
3+ week, 3+ day ago (605+ words) Life insurance and annuity sales hit records in 2025 and there’s every indication that those products will continue to see strong growth through the end of this year. LIMRA researchers gave their predictions for life insurance and annuity sales during a…...
Charlotte broker submitted 17 false life insurance applications, NC officials say
4+ week, 1+ day ago (272+ words) Two Charlotte brokers are facing accusations of filing false life insurance applications for profit, according to North Carolina Insurance Commissioner Mike Causey. Johnnisha Kierra Albert, 28, and Regina Renee King, 32, were arrested on July 15 at a home in southwest Charlotte and…...
The next growth phase in life/annuities depends on modernization
4+ week, 2+ day ago (353+ words) As the life and annuity market continues to grow, the next phase of that growth will depend on how well the industry modernizes the sales, service and back-office workflows that turn consumer interest into completed protection. These pressures create more…...
7 things to do when term life is about to expire
1+ mon, 2+ week ago (993+ words) When term life policies enter their final year, a surprising number of people don’t realize the clock is ticking. At the same time, many individuals still hold term coverage that quietly lapses. When a 10-, 20- or 30-year contract ends, the choices…...
How accelerated underwriting is transforming life insurance
1+ mon, 4+ week ago (600+ words) Friction is the enemy of the life insurance sale. Traditional life insurance underwriting, usually accompanied by a 30- to 60-day slog to obtain medical records and attending physician statements, creates a "risk window" where life events (no pun intended) can get…...
Why premium-financed IUL is failing
2+ mon, 5+ day ago (849+ words) I appreciate Michael's willingness to defend his platform, but his argument overlooks a hard structural and mathematical reality. The widespread failure of these plans is not an execution problem caused by a few bad actors — it is the natural and…...