14+ hour, 42+ min ago  (592+ words) Regulator exploring shift away from large first-year agent commissions Proposal may spread payouts across policy tenure like trail commissions Aim is to improve policy servicing, retention and persistency Lower upfront commissions could reduce distribution costs over time India's insurance regulator…...

3+ week, 5+ day ago  (318+ words) Updated on: 7 February 2026 6:28 pm Life insurers commission expense ratio rose to 6.86 per cent in FY25 Private insurers commission ratio jumped to 8.94 per cent, LIC eased to 5.18 per cent Rising distribution costs may affect pricing, profitability, and future insurer growth strategy Private…...

1+ mon, 2+ week ago  (295+ words) Updated on: 22 January 2026 6:9 pm Insurers seek higher, simpler tax incentives for protection. Term insurance deduction proposed outside Section 80C. Annuity tax relief urged to strengthen retirement security. As the Union Budget 2026-27 approaches, experts from the insurance industry are hoping mainly for…...

1+ mon, 2+ week ago  (320+ words) In your 20s, a term life plan costs less than your weekend entertainment but delivers protection that lasts decades. While movies and OTT subscriptions fade, early insurance locks in low premiums and lifelong peace of mind. For many youngsters, weekend entertainment…...

1+ mon, 2+ week ago  (410+ words) Summary of this article New capital rules curb discount-heavy guaranteed life insurance products Insurers shift focus to protection and retirement solutions with steadier margins Bank distribution adjusts as commissions and product mixes get reworked Life insurers in India are quietly…...

1+ mon, 4+ week ago  (566+ words) Summary of this article Axis Max Life allows students to buy term insurance without personal income proof. Non-earning students can access life cover up to Rs 2 crore early. Underwriting uses parental income and medical checks instead of student earnings. Early…...

2+ mon, 4+ day ago  (172+ words) Summary of this article Individual agents, the largest distribution channel for life insurance: IRDAI Annual Report FY25 Direct Sales Channel saw a gradual rise Other channels continued to play a relatively small role. The brokers" channel contributed 3.72 per cent of individual…...