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Choosing a Company guides
AARP life insurance: how the New York Life program worksAARP does not insure anyone. New York Life issues the term, permanent and guaranteed acceptance policies sold to members. What they offer and the catches.How to choose a life insurance companyA five-part checklist for picking a life insurer: financial strength, price for your health class, product fit, service and complaints, and who sells it.The Comdex ranking: one number for insurer strengthThe Comdex blends an insurer's agency ratings into a single 1-to-100 score. How it is calculated, how to read it, and why it should never be your only check.Mail-order and direct-response life insuranceDirect-response life insurance is sold by mail, phone, TV and web ads without a local agent. How it works, what it costs, who it suits, and what to check first.AM Best, S&P, Moody's and Fitch ratings explainedHow the four insurer financial strength rating scales work, what each letter means, what a rating cannot tell you, and how to look up and read one.What J.D. Power's life insurance study measuresJ.D. Power's life insurance study scores customer satisfaction out of 1,000. The 2026 results for all 23 ranked brands and what they can and cannot tell you.The 100 largest life insurance companies in the U.S.The 100 largest U.S. life insurance groups by 2024 individual life premiums (NAIC): the top 25 in a table, the rest by type, and what size does not tell you.The NAIC complaint index and how to use itThe complaint index compares an insurer's share of consumer complaints with its share of premium; 1.00 is average. How to find and read it.