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Variable and RILA blog
Enhanced death benefit riders on annuities: what they pay and costReturn-of-premium, step-up and roll-up death benefit designs compared with invented numbers: what each pays an heir after a market drop, and what it costs.RILA buffers and floors: how an index loss lands on your accountBuffer and floor protection in a RILA compared with a round example loss, showing who absorbs which slice and why term length and early exits change the result.Add up your variable annuity's layered fees in actual dollarsA worksheet that turns a variable annuity's percentage charges into yearly dollars on an illustrative balance, with where to find each line in the prospectus.