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Lost Policies and Unclaimed Money blog
Lost your own policy: ordering a duplicate and confirming it is in forceA step-by-step playbook for requesting a duplicate policy or verification of coverage, what to check once you have it and how to keep the record safe.You are an heir with no policy number: what an insurer can searchQuestions and answers on which identifying details help an insurer search its records, how death record matching works, what to send and the privacy limits.The insurer merged, renamed or failed: how to trace where a policy wentHow mergers, assumption deals, renamings and receiverships move a policy, how to find the company now responsible, and where insurance departments help.How to take inventory of an aging parent's insurance policiesA sequence for adult children: where policies hide, which documents to request, how to confirm owner and beneficiary, and how to record it without taking over.Tracking down group life coverage from an old jobA step-by-step method for identifying former employers, reaching benefit administrators, asking about conversion or continuation, and proving employment.Searching papers, bank statements and email for a hidden policyA place-by-place checklist of where clues to an unknown life insurance policy hide, what each clue looks like, and what it tells you to do next.Claiming money from a state unclaimed property office, step by stepA numbered walk through searching, proving who you are and how you are related, what heirs submit, how long offices take and why you never need to pay a finder.