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India Today
indiatoday.in > business > personal-finance > story > life-insurance-mis-selling-low-surrender-value-trap-crisis-2859142-2026-01-28

How mis-selling and low surrender values are costing life insurance buyers dearly

How mis-selling and low surrender values are costing life insurance buyers dearly21+ hour, 16+ min ago   (1058+ words) Life insurance is supposed to protect families. Yet new numbers suggest that the product meant to offer financial safety is quietly hollowing out the very savings Indian households work so hard to build. The Reserve Bank of India's (RBI) latest…...

India Today
indiatoday.in > business > personal-finance > story > rbi-warns-insurance-sector-risks-rising-costs-claims-stress-what-should-insurers-know-irdai-2846810-2026-01-05

What worries RBI about India's insurance sector despite its stability?

What worries RBI about India's insurance sector despite its stability?3+ week, 2+ day ago   (719+ words) India's insurance sector remains financially stable, but the Reserve Bank of India has warned that several structural weaknesses could pose risks in the medium term. In its latest Financial Stability Report, the RBI says that while insurers are well-capitalised and…...