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Regulation and Policy
The rules of Life Insurance.
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Life insurers decline medical definitions review in Code response
8+ hour, 43+ min ago (706+ words) Of the 85 recommendations put to Australia's life insurers by the independent review of the Life Insurance Code of Practice (Life Code), only one was neither accepted nor deferred. It asked the industry to review whether the Code should carry a…...
IRS Working on Life, Nonlife Insurance Group Tax Filing Rules
1+ day, 21+ hour ago (66+ words) news.bloombergtax.com The IRS is reconsidering regulations that dictate how consolidated groups containing both life and nonlife insurance companies file their tax returns.Bailey Anne Timmons, an attorney at the IRS’s associate chief counsel (corporate) office, said the agency…...
A $2 Million Term Life Policy Counts Toward Your Taxable Estate the Day You Die. In Oregon That Alone Puts an Otherwise Ordinary Family Over the $1 Million Line
3+ day, 8+ hour ago (766+ words) A term life policy bought to protect the kids can quietly push an otherwise middle-class Oregon estate past the state's tax threshold, and the dollar amounts involved will surprise you. Tax Master desk. Editor: Vilma Rios. At the national average…...
Positive news for millions on car and home insurance prices next year
1+ week, 1+ day ago (363+ words) Motorists will see a drop in their premium from January 2027. A win for millions of consumers has been announced as the 'Quinn levy' on home and motor insurance has been slashed. Customers will see a reduction in their premiums as…...
Editorial. Omissions and commissions
1+ week, 2+ day ago (359+ words) India’s insurance sector, the tenth largest globally, has been plagued by low penetration, inordinately high payouts to distributors, mis-selling of policies and poor persistency ratios. The Sabka Bima Sabki Raksha Act, 2025, seeks to introduce reforms, while expanding coverage. The Insurance…...
Property insurance terms and what they mean
1+ week, 5+ day ago (366+ words) Learning about property insurance can quickly become overwhelming. To help clarify what you are reading, here are the meanings of a few terms that appear in “Uncovered”, a joint investigation of the South Florida Sun Sentinel and Orlando Sentinel. Affiliates…...
Everywhen Highlights The Importance of Updating Policy Details
1+ week, 5+ day ago (552+ words) The latest update from Everywhen; When a property owner passes away, the existing home insurance policy doesn’t suddenly become void but according to insurance experts, Everywhen, because the circumstances surrounding the property have changed, the policy will need to be…...
BMA pushes parametric insurer class to year-end
1+ week, 5+ day ago (476+ words) The Bermuda Monetary Authority is aiming to introduce a new insurer class for parametric risk in the fourth quarter, several months later than its original target. In a stakeholder letter dated September 16, the regulator said it was drafting amendments to…...
Term insurance maths: Forget the 10x rule, here is what you actually need to avoid being underinsured
1+ week, 6+ day ago (80+ words) To determine adequate coverage, families must evaluate how much financial backing is necessary if the primary breadwinner's income vanishes. Consider a 35-year-old earning ₹12 lakh a year with a ₹50 lakh home loan. While a 10x calculation suggests a ₹1.2 crore policy, factoring in…...
Prudential Life Insurance Ghana leads Ghana in MDRT Global Top 100
1+ week, 6+ day ago (298+ words) Prudential Life Insurance Ghana has emerged as Ghana’s leading Million Dollar Round Table (MDRT) business and secured a place among the organisation’s 2026 Global Top 100 companies, reinforcing its position as the only insurance company in Ghana with MDRT qualifiers and highlighting…...