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Term insurance for students: why insurers are selling life cover before careers begin
1+ week, 3+ day ago (1090+ words) Term insurance has traditionally been associated with people who earn, have dependants or carry financial liabilities. But a few insurers are now offering term cover to students as young as 18. At first, this may seem unusual. Students typically have no…...
Pledged your life insurance policy for a bank loan? NCDRC says lender can surrender it without consent
1+ week, 5+ day ago (684+ words) Taking a loan against a life insurance policy can provide access to funds without requiring the policyholder to sell the investment. But what happens to the policy if the loan is not repaid? A recent order by the National Consumer…...