News
Can insurers reject a life insurance claim after 3 years?
17+ hour, 57+ min ago (725+ words) Many policyholders are unaware that Indian law provides strong protection for life insurance claims after a certain period. Under Section 45 of the Insurance Act, 1938, an insurance company cannot reject a life insurance claim for non-disclosure or misstatement after three years....
When is the right age to buy life insurance?
3+ week, 4+ day ago (651+ words) Ask someone in their early 20s about life insurance and you'll likely hear: "That's for later, right?" After all, you're just starting your career, figuring out savings, maybe paying off loans. Protection planning rarely feels urgent. But here's the interesting part:…...
Buy Canara HSBC Life Insurance; target of Rs 180: Motilal Oswal
1+ mon, 1+ week ago (112+ words) Buy Canara HSBC Life Insurance; target of Rs 180: Motilal Oswal'Moneycontrol Motilal Oswals research report on Canara HSBC Life InsuranceCanara HSBC Life Insurance (CANHLIFE) witnessed 37% YoY growth, with APE crossing the INR10b mark in 3QFY26 For 9MFY26, APE grew 22% YoY to ~INR21b VNB at INR2b grew…...
GST exemption boosts life insurance sales 21% in Oct-Nov 2025, margins face ITC hit
2+ mon, 1+ day ago (417+ words) India's private life insurers saw a 21 percent year-on-year growth in October'November 2025 volumes after the goods and services tax (GST) exemption revived demand. However, the non-availability of Input Tax Credit (ITC) will cause insurers 200-300 bps on FY26E VNB (Value of New Business)…...
GST relief a welcome move but higher costs may shrink margins, says Aditya Birla Sun Life Insurance CEO
3+ mon, 6+ day ago (1012+ words) The recent goods and services tax (GST) exemption on life insurance premiums has reshaped the industry's cost structure, delivering immediate relief to customers but placing a financial burden on insurers. Aditya Birla Sun Life Insurance Kamlesh Rao managing director and…...
Do you have enough life insurance cover to protect your financial goals?
4+ mon, 3+ week ago (403+ words) Life insurance isn't just about buying a policy and forgetting it. The real question is whether the cover you've chosen is enough to protect your family's financial future. Too little cover, and your dependents could still struggle even after a…...
Life insurance vs health insurance: what’s the real difference?
4+ mon, 3+ week ago (222+ words) Insurance can be confusing because policies sound similar but serve very different purposes. Life insurance and health insurance are two of the most important covers you can buy, yet many people mix them up or think one is enough. In…...
Term vs traditional life insurance: what’s the real difference?
4+ mon, 3+ week ago (346+ words) Life insurance can feel confusing because there are so many products in the market. At its core, though, most policies fall into two big categories: term insurance and traditional life insurance (like endowment or money-back plans). Knowing the difference helps…...
How to calculate the right life insurance cover for your family’s needs
4+ mon, 3+ week ago (519+ words) When buying life insurance, most people pick a number that feels big enough without really crunching the math. But under-insuring can leave your family struggling, while over-insuring means paying higher premiums than necessary. The goal is to strike a balance:…...
Is term life insurance still the cheapest way to protect your family?
4+ mon, 3+ week ago (365+ words) For years, financial planners have said that if you want to protect your family's future, a term life insurance plan is the simplest and most affordable option. You pay a fixed premium every year, and if something happens to you,…...