Annuities and Retirement Products

2+ week, 4+ day ago   (255+ words) Heirs Insurance Group says it has hosted over 1,000 retirees at its inaugural Heirs Insurance Retirees Meet-up in Lagos. The company in a statement on Tuesday, said that the event provided a platform for retirees to learn, network and participate in…...

3+ week, 3+ day ago   (850+ words) State insurance regulators are currently debating multiple options to restrict how annuity products are marketed to consumers. However, an intriguing clause within the drafting language drew attention from industry. The Life Insurance and Annuities Illustrations Working Group exposed a wide-ranging…...

3+ week, 4+ day ago   (259+ words) Blueprint was listed in the Best Fixed Index Annuities Category that focused on products that protect principal and tie interest credits to a financial market index "We are honored to have Blueprint Annuity included in Barron’s prestigious listing of their…...

1+ mon, 1+ week ago   (278+ words) Early Withdrawals Overtake Maturity Benefits: Life insurance data shared in the Lok Sabha shows a clear shift in how people are using their policies. More policyholders are now taking money out early instead of waiting for the policy to finish....

1+ mon, 2+ week ago   (895+ words) A life-only SPIA buyer who dies after two years leaves roughly $215,000 unrecovered, with every unpaid dollar going to the insurer instead of heirs. Cash-refund or period-certain riders protect heirs by returning unpaid principal, cutting monthly income by only 5% to 10%. Self-funding…...

1+ mon, 2+ week ago   (483+ words) What happens when a foundational promise of the retirement security system is broken? The collapse of PHL Variable Life Insurance Co. is a stark, unsettling answer. For policyholders depending on guaranteed retirement income, it is a cautionary tale about what…...

1+ mon, 4+ week ago   (1228+ words) Rethinking The Fixed Income Conversation Luanna began by acknowledging that structured products form a substantial part of many client portfolios, particularly among EAMs and IFAs. Her objective, she said, was not to argue against those instruments, but to broaden the…...

2+ mon, 3+ day ago   (56+ words) ThinkAdvisor Excess Return Indices Are Everywhere in Fixed Indexed Annuities What You Need To Know - An excess return index tracks a basket of assets and subtracts a daily borrowing cost. - Volatility control can help in flat or volatile markets. - Volatility…...

2+ mon, 6+ day ago   (489+ words) Advisers face pressure to deliver faster service and broader financial planning. Wealth clients in Singapore seek financial advice on income sustainability and healthcare costs as they brace for up to three decades of post-retirement living, according to Million Dollar Round…...

2+ mon, 1+ week ago   (796+ words) Once annuity illustrations began showing returns as high as 27%, regulators knew they had to do something. The National Association of Insurance Commissioners’ Annuity Illustration Working Group is well on its way to either changing to the annuity illustration model regulation…...