Costs and Quotes tools

All tools

Buying Life Insurance

Final expense and funeral cost calculator Totals funeral, cemetery, medical, debt and legal costs after a death, then subtracts money already set aside to show what is left to fund. Inflation and your death benefit Shows what a level death benefit will be worth in today's dollars after years of inflation, and how much coverage would keep its buying power. Life insurance quote comparison worksheet Enter up to four quotes to see cost per $1,000 of coverage and total cost over the term, with flags for differences that matter besides price.

Permanent Life

Keep, surrender or sell your policy? Compares cashing in a policy, selling it in a life settlement, and keeping it, using the return your beneficiaries earn on what you keep putting in.

Term Life

Return of premium term calculator Finds the yearly return you earn on the extra premium of a return-of-premium term policy, and compares it with investing that money yourself.

Every tool runs in your browser. Nothing you type is sent to this site; a few checklists can save your progress in your own browser when you press Save.