How Much You Need tools

Buying Life Insurance

Annual life insurance policy review checklist A 16-item yearly checklist covering coverage, beneficiaries, cash value policies and paperwork, to run each year or after a major life change. How much life insurance do I need? Add up income replacement, debts, college and final costs, subtract what you already have, and see how much coverage is left to buy. Human life value calculator Estimates the present value of the after-tax income you would contribute to your family between now and retirement. Is my life insurance through work enough? Compares your workplace life insurance and personal policies with what your family needs, and shows what would remain if you left your job. Which type of life insurance fits me? Answer six questions about your goal, timeline, budget, health and age to see which kinds of life insurance are built for your situation.

Term Life

Term life ladder builder List your financial obligations and when each ends. The tool stacks term policies so coverage steps down as the obligations disappear.

Every tool runs in your browser. Nothing you type is sent to this site; a few checklists can save your progress in your own browser when you press Save.