Permanent Life tools

All tools

Term Life

Buy term and invest the difference calculator Compare a whole life premium with a term premium plus an investment account, and see the return the account needs to match the policy's cash value.

Permanent Life

Keep, surrender or sell your policy? Compares cashing in a policy, selling it in a life settlement, and keeping it, using the return your beneficiaries earn on what you keep putting in. Policy loan calculator Projects how a life insurance policy loan grows, how it cuts the death benefit, and the year it could overtake the policy's cash value.

Every tool runs in your browser. Nothing you type is sent to this site; a few checklists can save your progress in your own browser when you press Save.