Whether high interest rates feel like a gift or a headache depends on where your clients sit, especially whether they’re annuity shoppers. Some wanted the Fed to cut rates this week to spur growth; others wanted a hike to fight…
Legacy Marketing Group has partnered with Malibu Life to launch two fixed indexed annuities, PillarMark and SpireMark, issued by Texas-based TruSpire Retirement Insurance Company. PillarMark, offered with the MultiRider rider, provides lifetime income after a 10-year waiting period or at…
Professional Pensions: Stories of the week PP launches UK Pensions Awards 2027 Deputy Editor at Professional Pensions Biffa Pension Scheme completes £275m buy-in with Standard Life Private markets not a policy lever but an investment programme to be governed Tax relief changes,…
ANNUITIES offer better value than they have for years, as higher interest rates and gilt yields continue to drive up the income they pay pensioners. Latest figures from Hargreaves Lansdown suggest that a 65-year-old with a £100,000 pension could get up…
Financial firms are seeing a surge of interest in fixed-term annuities The sale of retirement annuities has risen sharply in recent years, as more people are looking for a way to bridge the gap between finishing work and receiving their…
Your company pension calculates a lump sum using interest rates from a single calendar month it may have chosen years ago, and shifting your retirement date by just a few months can swing that check by six figures before taxes…
“Retirement increasingly looks less like a single event and more like a series of financial decisions made over many years. People’s circumstances, spending needs and priorities can change over time, which means flexibility can be just as important as certainty.
Sales of retirement annuities, which give pensioners a guaranteed income, have jumped, according to figures from the City regulator. Purchases of retirement annuities increased by 13.2% to reach 100,144 in the year ending March 31, up from 88,430 in the previous year, the Financial…
But the rate environment has shifted, and not every product responds the same way. Whether you're working with a MYGA, a fixed indexed annuity, a traditional fixed annuity or a single premium immediate annuity, the rate conversation looks a little…
We explain why gilt yields can affect your retirement income(Image: Getty) If you're approaching retirement and thinking about buying an annuity, I've actually got good news for you this week. But… there is some bad news buried in the…
Fixed-rate, MYGA and fixed indexed annuities, and the rates they credit.
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