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Who inherits the homeowners insurance when someone dies?

Originally published on thezebra.com, part of the BLOX Digital Content Exchange. Americans might be understandably confused about when they are expected to retire. Here are four milestone ages that define American retirement today. A 401(k) plan is supposed to grow…

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NAIC: 2025's Top medical professional liability insurers

The U.S. medical professional liability (MPL) insurance market continues to face underwriting challenges in 2026 as escalating claims severity, large jury verdicts and rising litigation expenses pressure insurer profitability and contribute to higher premiums for physicians, hospitals and other health care providers.

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AI regulation in insurance: Colorado, the NAIC bulletin and New York How regulators govern insurers' use of AI and outside data in life underwriting: Colorado's rules, the NAIC model bulletin, and New York's 2024 circular letter. Best interest rules for annuity sales What the NAIC annuity best interest model (#275) requires of agents and insurers, how states adopted it, how Reg BI and New York differ, and what to ask. Careers in life insurance: agents, underwriters and actuaries What life insurance agents, underwriters and actuaries do, what they earn and how each job is changing, from the Bureau of Labor Statistics' 2026 outlook. How to check that an insurance agent is licensed Step-by-step: verify an agent's license with the NAIC lookup, your state insurance department, NIPR and, for securities, FINRA BrokerCheck.

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Regulators and Laws State commissioners, the NAIC, federal rules and the laws that govern life insurers.
Insurer Safety and Failures Private equity, offshore reinsurance, downgrades and what happens when an insurer fails.
Fraud and Scams Policy scams, faked deaths, murder-for-insurance and agents who cheat customers.
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