Agents, Brokers and Online insurers

# Insurer Type Market share (2024) AM Best
31 TruStageThe credit union movement's insurer, formerly CUNA Mutual Group: no-exam term and whole life sold direct to credit union members, plus funeral preneed coverage. Mutual life insurers 0.75% A (Excellent)
85 Fidelity LifeIllinois life insurer founded in 1896, owned by iA Financial Group since 2024, selling RAPIDecision term, senior and final expense policies by phone and online. Shareholder-owned life insurers 0.12% A (Excellent)
98 Amica LifeLife subsidiary of Rhode Island auto and home insurer Amica Mutual, selling term, whole life and fixed annuities directly by phone and online in all states. P&C-affiliated life insurers 0.07% A+ (Superior)

Ranked by 2024 U.S. individual life insurance direct premiums written (states and U.S. territories), from the NAIC 2024 Life/Fraternal Market Share Report. NAIC groups combine affiliated companies, so a group may sell under several brand names.